Terms and Conditions

Last Updated: November 2025

1. Introduction

Welcome to Patley Estates Ltd ("we", "our", "us"). These Terms and Conditions govern your use of our website and services. By accessing our website or engaging with our investment opportunities, you agree to be bound by these terms.

Patley Estates Ltd is a property development and investment company registered in England and Wales (Company No. 12345678). We specialize in transforming West Midlands character properties into modern living spaces.

2. Investment Services

2.1 Investment Opportunities: We offer property-backed investment opportunities to accredited and sophisticated investors. All investments are subject to availability and approval.

2.2 Risk Disclosure: Property investment carries risk. The value of investments can go down as well as up. Past performance is not indicative of future results. You should seek independent financial advice before investing.

2.3 Eligibility: Investment opportunities are available only to individuals who meet the Financial Conduct Authority (FCA) definitions of sophisticated or high net worth investors.

2.4 No Guarantee: While we strive to deliver competitive returns, we cannot guarantee any specific investment outcome or return rate.

3. Website Use

3.1 Permitted Use: You may use our website for lawful purposes only. You must not misuse our website by introducing viruses, malware, or any harmful code.

3.2 Intellectual Property: All content on this website, including text, graphics, logos, images, and software, is the property of Patley Estates Ltd and protected by copyright laws.

3.3 User Accounts: If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

4. Investment Process

4.1 Application: All investment applications are subject to our due diligence and approval process. We reserve the right to decline any application at our discretion.

4.2 Documentation: You agree to provide accurate information and complete all necessary documentation, including proof of identity and source of funds, as required by anti-money laundering regulations.

4.3 Legal Agreements: Each investment is governed by a separate legal agreement which will be provided prior to investment. These terms do not constitute an investment agreement.

5. Fees and Charges

5.1 Investment Fees: Fees and charges applicable to investments will be clearly disclosed in your investment documentation before you commit funds.

5.2 Third-Party Costs: You may incur additional costs from third parties (e.g., legal fees, financial advisor fees) which are not included in our fees.

6. Liability and Indemnity

6.1 Limitation of Liability: To the fullest extent permitted by law, Patley Estates Ltd shall not be liable for any indirect, consequential, or incidental losses arising from your use of our website or services.

6.2 Investment Risk: We are not liable for losses resulting from market conditions, property market fluctuations, or other factors beyond our reasonable control.

6.3 Information Accuracy: While we strive to ensure information accuracy, we do not warrant that website content is error-free. Investment decisions should not be based solely on website information.

7. Data Protection

We process personal data in accordance with UK GDPR and the Data Protection Act 2018. Please refer to our Privacy Policy for detailed information on how we handle your data.

8. Termination

8.1 Right to Terminate: We reserve the right to terminate or suspend your access to our website and services at any time, with or without notice, if we believe you have breached these terms.

8.2 Effect of Termination: Upon termination, your right to use our website ceases immediately. Existing investment agreements remain governed by their specific terms.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website after changes constitutes acceptance of the modified terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Patley Estates Ltd

5 Brayford Square, London, E1 0SG

[email protected]

+44 121 769 3659